Finance
Spread the cost
of the whole room
A bathroom rarely arrives as one small purchase. Where the checkout offers it, Klarna and PayPal let you split the basket into instalments, with no charge from us and no change to the price you pay.
- 01 Chosen at the payment step, after you have seen the delivery cost. Nothing is decided before that.
- 02 Pay in 3 splits the basket into three payments: one at checkout and two a month apart. Nothing extra to pay if you pay on time.
- 03 The same price either way. A sale price or a trade discount applies exactly as it would otherwise.
- 04 Klarna or PayPal makes the decision, not us, and approval is subject to status.
Work out the payments
basket total
£50 £3,000
- Klarna Pay in 3 Klarna · interest-free £418.00 per payment, monthly3 payments · first £418.00 at checkout No interest, no fee
- PayPal Pay in 3 PayPal · interest-free £418.00 per payment, monthly3 payments · first £418.00 at checkout No interest, no fee
An example worked out in the browser, delivery included. £99 – £2,000 for instalments. Klarna and PayPal decide at checkout and confirm the payments before you agree.
Klarna Pay in 3
Interest-freeSplit the order into three equal payments taken a month apart, with nothing extra to pay if you pay on time.
- Basket range
- £99 – £2,000
- Payments
- 3, a month apart
- First payment
- At checkout
- Interest
- None
- Fee from us
- None
- Decided by
- Klarna, at checkout
Pay on time: a missed payment can stop you using Klarna again. Klarna's terms are shown in full before you agree.
PayPal Pay in 3
No new accountThree payments through an existing PayPal account, with no new account to open and no card details to re-enter.
- Basket range
- £99 – £2,000
- Payments
- 3, a month apart
- First payment
- At checkout
- Interest
- None
- Fee from us
- None
- Account
- Your existing PayPal
Offered by PayPal to eligible UK accounts at their checkout. Not available on PayPal business accounts.
A real basket, split
Today's pricesThe basket
- Artize Gold Bright PVD VIC Thermostatic Shower Mixer 5-way Outlets VIC-GBP-503687K £450.00
- Jaquar Gold Bright PVD Kubix Prime Slide Rail Shower SHA-GBP-1183PD £270.00
- Jaquar Opal Gold Matt PVD Prime Mono Basin Mixer OPP-GMP-15011BPM £206.00
- Hawthorn 6 Bar Ladder Straight Square Towel Rail Polished HTR-6SQPO £327.50
Total, free delivery £1,253.50
Klarna Pay in 3
£417.83
3 payments, no interest
- At checkout £417.84
- Month 2 £417.83
- Month 3 £417.83
Chosen at checkout. Subject to status.
PayPal Pay in 3
£417.83
3 payments, no interest
- At checkout £417.84
- Month 2 £417.83
- Month 3 £417.83
Where PayPal offers it. Subject to status.
Who can use it
Each provider makes its own decision at checkout, in a few seconds. If one declines, the other may still approve, and card payment is always available.
- Eighteen or over and living in the United Kingdom.
- A basket inside the range for that option, delivery included.
- Details the provider can match to you at their checkout.
- The provider makes the decision, not us, and does not tell us why an application is declined.
Questions
Does it cost more than paying outright?
No. The price is the same whichever way you pay, and we add no surcharge for instalments. Pay in 3 carries no interest, and the provider shows its terms before you agree to anything.
Do sale prices and trade discounts still apply?
Yes. Instalments do not change what the order costs, so a sale price or a trade discount applies exactly as it would otherwise.
Will it affect my credit file?
Each provider runs its own checks and explains them at the payment step, before you agree. If you are unsure, read their terms there before you continue - nothing is taken until you do.
How do refunds work on a return?
The refund goes back through the provider. They cancel or reduce the payments still to come and return anything already paid, on their own timetable.
Can I settle early?
Yes. Pay the balance in the Klarna or PayPal app whenever you like, at no extra cost.
What if instalments are not offered at checkout?
Card and the other payment methods are always there. Which instalment options appear depends on the basket total and on the provider's own decision.
Trade buyers
Trade accounts save ten per cent automatically on every order, and the discount still applies when you pay in instalments. Register once and it is applied at checkout.
Open a trade accountReturns and refunds
Send something back and the refund goes through the same provider, which adjusts or cancels the payments still to come.
Read the returns policyTrouble paying
Contact the provider first: they can often move a payment date. Free, independent advice is available from MoneyHelper and Citizens Advice.
Talk to usCredit is subject to status and is provided by the company named at checkout, not by Pure Lavish. Figures on this page are examples worked out from today's prices; the provider confirms the actual payments before you agree.